Autoridad Europea de Seguros y Pensiones de Jubilación

The European Insurance and Occupational Pensions Authority (EIOPA) published today its Costs and past performance report that analyses the costs, charges and value for money characteristics of retail investment products within EIOPA’s remit over the period 2020 to 2023. Investment-based insurance products Insurance-based investment products (IBIPs) showed an increase in net returns in 2023, as … Leer más

The European Insurance and Occupational Pensions Authority (EIOPA) published today its approach to supporting the objective of simplifying regulation and reducing administrative burdens for enhanced European competitiveness. To achieve a balanced and credible outcome, EIOPA calls for smarter, more harmonised regulation alongside more effective supervision at the EU level. This could create ideal conditions for … Leer más

The European Insurance and Occupational Pensions Authority (EIOPA) has launched its fifth stress test of occupational pension funds in Europe. The 2025 exercise probes the sector’s sensitivity to rapid movements in yield curves and focuses on liquidity risks in light of recent years’ market episodes underlining their relevance for long-term institutional investors, especially those exposed … Leer más

Today, the European Insurance and Occupational Pensions Authority (EIOPA) published technical information on the relevant risk-free interest rate term structures (RFR) with reference to the end of March 2025. The RFR information has been calculated on the basis of the Technical Documentation. All the documents are available on the RFR dedicated section of the EIOPA website. Background Technical … Leer más

The European Insurance and Occupational Pensions Authority (EIOPA) has launched a new publication series, bringing together the expertise of in-house specialists with that of external researchers, academics and analysts. The newly conceived “Occasional Research Papers” aim to inform policy and regulatory discussions on key topics affecting the European (re)insurance and occupational pension sectors. The inaugural … Leer más

The Joint Committee (JC) of the European Supervisory Authorities (ESAs) has today published its evaluation report on the functioning of the EU Securitisation Regulation (SECR). The report puts forward recommendations to strengthen the overall effectiveness of Europe’s securitisation framework through simplification, while ensuring a high level of protection for investors and safeguarding financial stability. This report identifies areas where … Leer más

The European Insurance and Occupational Pensions Authority (EIOPA) published today its technical advice to the European Commission, recommending that a one-to-one capital requirement be applied consistently to all crypto holdings of EU (re)insurers. EIOPA considers a 100% haircut in the standard formula prudent and appropriate for these assets in view of their inherent risks and … Leer más

The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today issued an Opinion on the European Commission’s (EC) rejection of the draft Regulatory Technical Standard (RTS) on subcontracting.  The EC rejected the original draft RTS on subcontracting, which specified further elements that financial entities must determine and assess when subcontracting ICT services that support … Leer más

Today, the European Insurance and Occupational Pensions Authority (EIOPA) published technical information on the relevant risk-free interest rate term structures (RFR) with reference to the end of February 2025. The RFR information has been calculated on the basis of the Technical Documentation. All the documents are available on the RFR dedicated section of the EIOPA website. Background Technical … Leer más

The European Insurance and Occupational Pensions Authority (EIOPA) published today a Supervisory Statement that provides initial guidance to supervisors on the treatment of insurers’ foreseeable dividends. The aim of this guidance is to promote greater supervisory convergence, addressing the various market approaches currently used by insurers to deduct foreseeable dividends from their own funds. European … Leer más